The difference between the 1% and the 99% isn’t luck....
It’s strategy and structure.
The difference between the 1% and the 99% isn’t luck....
it’s strategy and
structure
90% of Aussie Investors own 1–2 properties. Only ~20,000 people (Top 1%) own 6 or more.
They do so with structure, sequencing, and long-term planning.
We help investors do exactly that.
A proven strategy to scale your portfolio.
Leverage our expertise to build a plan that works.
Transform Income Into
Long-Term Wealth
Build Wealth Beyond Your Business - Turn today’s income into tomorrow’s freedom with a clear plan for investing outside your day-to-day job.
Experience That Actually Matters
Partner With Experience That Counts - Work alongside a trusted advisor who’s built a $10M+ portfolio and helped clients scale from 1 to 10+ properties.
Build A Lending Roadmap for Life
Map Your Lending Runway - See exactly what you can borrow, when to act, and how to structure debt to reach long term financial independence.
Meet Matt Spears
A Banker Turned Broker
A commercial banker turned award winning broker, Matt has worked with business owners and high-net-worth individuals for over 18 years.
Proven Expertise
Matt has originated over $2b of resi & commercial lending during his career and also built a personal portfolio worth over $10m+.
Trusted By Many
Recognised and trusted by Australia's industry leaders for his strategies and structures.
A proven strategy to scale your portfolio.
Leverage our expertise to build a plan that works.
Transform Income Into
Long-Term Wealth
Build Wealth Beyond Your Business - Turn today’s income into tomorrow’s freedom with a clear plan for investing outside your day-to-day job.
Experience That Actually Matters
Partner With Experience That Counts - Work alongside a trusted advisor who’s built a $10M+ portfolio and helped clients scale from 1 to 10+ properties.
Build A Lending Roadmap for Life
Map Your Lending Runway - See exactly what you can borrow, when to act, and how to structure debt to reach long term financial independence.
Meet Matt Spears
A Banker Turned Broker
A commercial banker turned award winning broker, Matt has worked with business owners and high-net-worth individuals for over 18 years.
Proven Expertise
Matt has originated over $2b of resi & commercial lending during his career and also built a personal portfolio worth over $10m+.
Trusted By Many
Recognised and trusted by Australia's industry leaders for his strategies and structures.
Scale like the TOP 1% with
Our WEALTH Framework
The WEALTH Method is your step-by-step guide to mastering property investment. Each element is designed to empower you on your journey to financial freedom.
W
Workshop Your Strategy Goals
Begin by assessing your current assets and defining your investment ambitions. Understanding your starting point is crucial for effective planning.
e
Evaluate Your Goals
Assess whether your goals are realistic or ambitious enough. This evaluation will help you stay on track towards achieving financial independence.
a
Analyse Your Position
Review your financials and confirm the foundation for your investment strategy. Access our client portal to facilitate
this analysis.
l
Leverage Your Resources
Utilise our borrowing capacity runway model to restructure your lending effectively. This will maximise your investment potential across various capacities.
t
Teamwork
Consult with your advisors to determine the best tax and legal structures for your investments, while understanding that time in the market is crucial for maximising growth.
h
Horizon Planning
Once you're a client, you will receive 6 monthly proactive check ins to ensure that your plans and goals are on track for life.
Scale like the TOP 1% with
Our WEALTH Framework
The WEALTH Framework is your step-by-step guide to mastering property investment. Each element is designed to empower you on your journey to financial freedom.
W
Workshop Your Strategy
Begin by assessing your current assets and defining your investment ambitions. Understanding your starting point is crucial for effective planning.
e
Evaluate Your Goals
Assess whether your goals are realistic or ambitious enough. This evaluation will help you stay on track towards achieving financial independence.
a
Analyse Your Position
Review your financials and confirm the foundation for your investment strategy. Access our client portal to facilitate
this analysis.
l
Leverage Your Resources
Utilise our borrowing capacity runway model to restructure your lending effectively. This will maximise your investment potential across various capacities.
t
Teamwork
Consult with your advisors to determine the best tax and legal structures for your investments, while understanding that time in the market is crucial for maximising growth.
h
Horizon Planning
Once you're a client, you will receive 6 monthly proactive check ins to ensure that your plans and goals are on track for life.
Real Investors Transformation
See our clients tailored strategies to grow real wealth.
CASE STUDY #1
$12.5M
Assets
$500k
Income
20
Years
Builder earning $500k p.a. who wanted to build wealth outside his business. We built a 2-phase plan using home equity and smart structures to diversify and start building a wealth creation strategy.
CASE STUDY #2
$5M
Assets
$300k
Income
20
Years
Nurse and sales manager on $300k p.a. who were told “no” by the banks. We restructured loans, recycled cash, and expanded lending options to unlock a clear investment runway.
CASE STUDY #3
$4M
Assets
$245k
Income
10
Years
Top 1% couple with a $7M portfolio but tight cash flow after income changed. We uncrossed, sold underperformers, and reallocated into commercial to generate $90k p.a. positive cash flow.
Real Investors Transformation
See our clients tailored strategies to grow real wealth.
CASE STUDY #1
Builder earning $500k p.a. who wanted to build wealth outside his business. We built a 2-phase plan using home equity and smart structures to diversify and start building a wealth creation strategy.
$12.5M
Assets
$500k
Income
20
Years
CASE STUDY #2
Nurse and sales manager on $300k p.a. who were told “no” by the banks. We restructured loans, recycled cash, and expanded lending options to unlock a clear investment runway.
$5M
Assets
$300k
Income
20
Years
CASE STUDY #3
Top 1% couple with a $7M portfolio but tight cash flow after income changed. We uncrossed, sold underperformers, and reallocated into commercial to generate $90k p.a. positive cash flow.
$4M
Assets
$245k
Income
10
Years
Are you on track to the 1%?
Take our quick assessment to understand your current investment potential and
identify growth opportunities.
Client Testimonials
Hear from our clients on the transformative strategies created that have delivered real results.
Matt & the team at Evoke have been my personal brokers now for a few years. They have always gone above and beyond to make every deal happen regardless of the situation. They also look after hundreds of our clients finances now as well. Highly recommend.
Matt, Gavin and the team at Evoke have been looking after myself personally and many executives, principals, agents and customers of the Stone group for over 5 years. Their professionalism, knowledge and extensive network has provided tremendous value to our group for residential, commercial and asset finance transactions. I have no hesitation in recommending Evoke Capital for all your lending needs.
I’ve been working with Matt and the Evoke team for over 4 years now across both commercial and residential transactions. Every time they’ve provided valuable advice to help deliver the best solutions, I’d highly recommend them as your finance broker.
Matty and Gav from Evoke have been my mortgage broker for the last 2 years and have helped scale my property portfolio significantly. Their advice, knowledge and support has allowed me to focus on rugby league, while giving me peace of mind that I'm getting the best solutions in Market. Highly recommended.
Client Testimonials
Hear from our clients on the transformative strategies created that have delivered real results.
Matt & the team at Evoke have been my personal brokers now for a few years. They have always gone above and beyond to make every deal happen regardless of the situation. They also look after hundreds of our clients finances now as well. Highly recommend.
Matt, Gavin and the team at Evoke have been looking after myself personally and many executives, principals, agents and customers of the Stone group for over 5 years. Their professionalism, knowledge and extensive network has provided tremendous value to our group for residential, commercial and asset finance transactions. I have no hesitation in recommending Evoke Capital for all your lending needs.
I’ve been working with Matt and the Evoke team for over 4 years now across both commercial and residential transactions. Every time they’ve provided valuable advice to help deliver the best solutions, I’d highly recommend them as your finance broker.
Matty and Gav from Evoke have been my mortgage broker for the last 2 years and have helped scale my property portfolio significantly. Their advice, knowledge and support has allowed me to focus on rugby league, while giving me peace of mind that I'm getting the best solutions in Market. Highly recommended.
FAQS
Common questions about property investment and
our strategic approch
Do I need to earn a certain level of income to work with Evoke?
Our strategies are adaptable to various income levels, however find that our clients who are earning more than $250,000 in household income get the most out of our strategies.
Do Evoke only provide mortgage broking? Or are you buyers agents too?
Evoke Capital are specialist mortgage brokers, specialising in helping business owners and investors build real wealth through residential and commercial property.
In need we can introduce you to buyers agents who can cater to your investment needs.
What if I already own property? Can I still work with Evoke?
Absolutely.
The majority of Evoke Capital's clients are business owners and investors who are looking for a long term partner to help them navigate the financial landscape and build real wealth.
We use our collective 50+ years of commercial & private banking knowledge combined with our mortgage broking expertise to navigate our 100+ lender panel to connect you with the right lenders and implement the best solutions for life.
How long does the process take?
Our approach is tailored to your specific goals, with initial strategy development typically taking 3-5 days from full receipt of all your information, with the solutions implemented within 1 -3 weeks depending on the multi-bank strategy used.
Where is Evoke based? Can you work with me?
With the benefits of our market leading technology, we can work with clients all over Australia.
Still Have Questions?
Our team is ready to provide personalised guidance today.
FAQS
Common questions about property investment and
our strategic approch
Do I need to earn a certain level of income to work with Evoke?
Our strategies are adaptable to various income levels, however find that our clients who are earning more than $250,000 in house hold income get the most out of our strategies.
Do Evoke only provide mortgage broking? Or are you buyers agents too?
Evoke Capital are specialist mortgage brokers, specialising in helping business owners and investors build real wealth through residential and commercial property.
In need we can introduce you to buyers agents who can cater to your investment needs.
What if I already own property? Can I still work with Evoke?
Absolutely.
The majority of Evoke Capital's clients are business owners and investors who are looking for a long term partner to help them navigate the financial landscape and build real wealth.
We use our collective 50+ years of commercial & private banking knowledge combined with our mortgage broking expertise to navigate our 100+ lender panel to connect you with the right lenders and implement the best solutions for life.
How long does the process take?
Our approach is tailored to your specific goals, with initial strategy development typically taking 3-5 days from full receipt of all your information, with the solutions implemented within 1 -3 weeks depending on the multi-bank strategy used.
Where is Evoke based? Can you work with me?
With the benefits of our market leading technology, we can work with clients all over Australia.
Still Have Questions?
Our team is ready to provide personalised guidance today.
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